- Pay off debts in the order of your choice: lowest balance to highest balance, highest interest rate to lowest interest rate, or in any custom order selected by you.

- View graphs of your progress on each debt to help motivate and encourage you, plus a graph of your overall progress.

- See estimated time left to pay off each individual debt.

- View the “planned debt-free date” on the Debts screen as an estimate of when all of the debts listed will be repaid. This dete will change based on what is input in the Additional Amount field in Configure Snowball.

- Email the snowball information (list of debts, starting debt amount, current balance, minimum payment amount, due date, and progress made) to up to four different email addresses.

- Add, edit and remove all types of debts. Graphics for credit card, car loan, mortgage/HELOC, student loan, and generic debt help to visually differentiate the types of debts.

- The Debts screen allows you to record the payments you have made by pressing Record Payment for individual debts or by pressing Record All Payments to record all of the payments at once.

- The Configure Snowball screen allows you to set the additional amount that you have available to put toward the first debt in your snowball.

- Pressing the Record Payment button on the first debt in your snowball will also atomatically record the additional amount you entered on the Configure Snowball screen.

- Current balance is automatically estimated based on information input by you. (However, please note that this is ONLY an estimate. To keep exact records, consult your statements and enter the actual current balance manually on the Edit Debts screen.)

- Allow you to select English, French or Panish and four different currency types (Dollars, Euros, Pounds and Yen.) You can also enter your own custom currency.